Protection of E-Money in Indonesia: A Viewpoint from Security Aspect

Authors

  • Dewi Astutty Mochtar Nill Author

DOI:

https://doi.org/10.61841/41q4a320

Keywords:

legal protection, misuse of e-money, e-money, transaction

Abstract

This study was designed to provide the concept of legal protection for electronic money (e-money) holders from the misuse of e-money in the context of Indonesian constitutional reform. A normative research approach was employed in this study. The results of this study indicated a vacuum of legal protection for e-money holders in Indonesia. E-money abuse problems in Indonesia were regulated by Bank Indonesia (BI) under the regulation number 20/6/PBI/2018, in particular for e-money holders. This finding unveiled that legal protection controls against e-money holders were lacking in Indonesia. This was due to differences in e-money activities or processes from banking transactions. This study has served as a catalyst for legal protection of Indonesian e-money holders to avoid losses due to misuse of electronic money.

 

 

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Published

31.10.2020

Issue

Vol. 24 No. 8 (2020): 24 (8) 2020

Section

Articles

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How to Cite

Mochtar, D. A. (2020). Protection of E-Money in Indonesia: A Viewpoint from Security Aspect. International Journal of Psychosocial Rehabilitation, 24(8), 4888-4896. https://doi.org/10.61841/41q4a320