Faritzal, Adam, and Mohd Haizam Mohd Saudi. “Effect of Marketing Mix towards the Usage of ATMs (Automatic Teller Machines)”. International Journal of Psychosocial Rehabilitation 24, no. 2 (April 30, 2020): 7597–7600. Accessed June 19, 2025. https://psychosocial.com/index.php/ijpr/article/view/2640.