Ugyal, Neha. “AN EMPIRICAL STUDY ON CUSTOMER BEHAVIOR TOWARDS ONLINE BANKING SERVICES IN UNA DISTRICT, HIMACHAL PRADESH”. International Journal of Psychosocial Rehabilitation 24, no. 6 (June 30, 2020): 4892–4901. Accessed August 6, 2025. https://psychosocial.com/index.php/ijpr/article/view/6969.