Alwi, Shaliza, Halim Shukri Kamaruddin, Khakan Najaf, and Masrina Nadia Mohd Salleh. “Comparative Performance on Derivatives Usage Between Islamic and Conventional Banks in Malaysia”. International Journal of Psychosocial Rehabilitation 24, no. 6 (August 31, 2020): 2572–2579. Accessed September 27, 2025. https://psychosocial.com/index.php/ijpr/article/view/6554.