B. Othman, A. Harun, D. Answer Ismail, Z. Majed Sadq, S. Ali, and T. Stephen Ramsey, “Malaysian Consumer Behaviour towards Internet Banking: An Application of Technology Acceptance Model”, Psychosocial rehabilitation, vol. 23, no. 2, pp. 689–703, May 2019, doi: 10.61841/as0q7j09.