Suhaimi, Shadia, Siti Nurul Huda Mohd, Haniza Hashim, Nur Baiti Shafee, and Yip Siew Sian. 2020. “Factors Affecting Malaysian Millennials in Paying Debt”. International Journal of Psychosocial Rehabilitation 24 (3): 1443-52. https://doi.org/10.61841/4k52x919.